Hitachi Credit Singapore Pte. Ltd.
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 • Introduction

 • Hire Purchase
    Scheme


 • Lease Scheme

 • Financing
    Requirement &
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 • Financing Products

Lease Scheme

In today's rapidly changing business environment it makes sense to lease what you need at today's fixed low interest rates rather than tie up large amounts of valuable cash in depreciating assets.

The fundamental characteristic of a lease is that ownership never passes to the business customer.

The business customer can generally deduct the full cost of lease rentals from taxable income, as a trading expense.

If you are thinking of paying cash for your equipment, then think again !
In business cash is king. Rather than investing your precious cash reserves in depreciating assets use it to help you make profit.

Why Lease?

Here's how to leverage in your business when you need equipment fast.

•   Equip Your Business with the Latest
We allow you to use leverage in your business by paying for your equipment as you use and benefit from it - after all you wouldn't pay your staff three years salary up front so why pay for your equipment that way?
 
•   Slash Your Tax Bill
Our lease rental agreement is 100% tax allowable meaning the whole of your payments are allowable against your business tax bill. This could save you up to 22% of your lease payments depending on your circumstances.
 
•   You Choose How Much to Pay
Agreements can be tailored to suit individual requirements with terms over two, three, four or five years allowing you to pick the term and payment structure to suit your budget.
 
•   Upgrade Your Equipment
We give you the option to add new equipment to your existing agreement or to upgrade your equipment allowing you to keep up with the latest technology.
 
•   No Deposit Required
No strain on your cashflow.
 
•   Off Balance Sheet Finance
As our agreements are lease rental they can be written on the Profit and Loss page with no adverse effect on your balance sheet.