Hitachi Credit Singapore Pte. Ltd.
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 • Introduction

 • H/P Payment Plan

 • Consumer Eligibility

 • Basic Documents

 • Vehicle Finance

 • Financing Product

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Student Purchase FAQ

 • Renovation Finance

Vehicle Finance

You have finally decided on which car to buy. Congratulations! But you have covered only half the distance you need to travel to own your dream car. The second half, which is probably the more difficult patch, is about to begin with the question "How are you going to pay for it?"

Well, writing out a cheque for the value of the car is the easiest solution. But that is the preserve of a select few and for most of us, availing of a finance scheme to purchase the car is the best option. Even for those who are able to make a full payment should check a financing option before taking the final decision.

With Hitachi Credit, you may find no hassle to reach your second half of the distance.


Benefit


The benefits of our Vehicle Finance are:
  • Fixed monthly payments - allowing you to budget accurately.
  • Flexible payment terms to suit your needs.
  • No penalty charges for early settlement.
  • Maximum loan amount up to 80%.
  • Monthly instalment payable via GIRO.

Eligibility

Your Eligibility for applying our Vehicle Finance are below:-

  1. Must be a Singapore Citizen or Permanent Resident
  2. Must at least 21 years old and below 60 years old
  3. Annual income at least S$24,000 and above
  4. Your current employment at least 1 year, or for self employed at least 2 years
  5. Current resident address should be your owned premises or legal occupier (No rented premises)

Hitachi Credit has no obligation for the acceptance of this application. No reason will be given for any declination of this application or requisition for third party guarantor to support this application.


Documentation

Your Basic Document for submission are:

•   A photocopy of your NRIC (both sides)
•  

Latest Income Proof Documents such as:-
 - latest month Payslip
 - latest year Income Tax Assessment
 - latest past six months CPF Statement
 - Current employer letter
 - other proof of income documents

•   A photocopy of Logcard (for used car or motorbike)

How to Apply

You can simply visit our registered vehicle dealer with necessary documents or download our application form.

Please kindly note that Hitachi Credit will process your application within 2-3 business days upon receipt of the full documents from you.

For further enquiry, please call our hotline at 6734 0107.